Lending Operations Officer

• Join an organisation that has been proudly recognised certified as a 2025 Great Place to Work for five consecutive years
• Hybrid work environment
• Play an impactful role in financing Australian exports and interestsYOUR NEW ROLE

Location: Sydney

Role Type: Full-time Permanent

For almost 70 years, Export Finance Australia has helped Australian businesses grow and succeed internationally with finance to secure opportunities, expand into new markets and diversify their presence. We support critical minerals and defence sectors, finance projects that strengthen economic resilience and advance net zero, and back Australian investment in sustainable infrastructure.

Working with banks, other Government agencies and international partners, we back Australia’s exporters, supply chain businesses and industries, contributing to a more stable and prosperous Indo-Pacific while advancing Australia’s trade, investment and economic security objectives.

The Lending Operations Officer is responsible for delivering the operational activity that supports the EFA customer portfolio. Working across Business Finance and Institutional, this role is the first point of call to resolve a range of lending matters, such as assessing financial data, security positions, and risk exposure to make informed credit decisions.

ABOUT YOU

• Process high volume of drawdowns in a timely manner, ensuring adherence to approved terms by reviewing POs/invoices, facility terms, exposure limits, drawdown CPs, payment history and covenant requirements
• Work closely with Finance to reconcile payments from customers and agencies for syndicate facilities, maintaining accurate and up-to-date records in system
• Manage bond exposure spreadsheets for bond facilities, provide accurate and timely updates to account managers and analysts
• Work closely with Treasury to oversee bond cash security management and interest calculations, ensuring accuracy during cash book movements such as allocation for new bonds and release for matured bonds
• Interact with customers, in collaboration with Account Managers and business channels, for specific requests such as documentation, additional information required from customers
• Review month-end exposure reports with account managers, collaborating with Finance on necessary adjustments to maintain data accuracy.
• Compile monthly credit rating reports for Portfolio Management primarily for S&P, with some inclusion of Fitch and Moody’s ratings
• Undertake basic credit assessment activity to support the Account Managers and EFA business channels, including covenant monitoring, drawdowns, bond issuance, documentation updates and limit management

QUALIFICATIONS & SKILLS

• At least 4-5 years of lending operations experience, ideally across SME and Project and Structured Finance
• Experience supporting loan administration across various finance products
• Strong familiarision of loan documentation and institutional lending
• Understanding of the credit assessment processes, demonstrates basic credit assessment skills and an understanding of documentation requirements associated with transactions

Even if you haven’t ticked every box but this role resonates with you, don't rule yourself out just yet, we'd love to hear from you!

OUR BENEFITS & CULTURE

We are small enough to have an impact, BIG enough to make a world of difference and it starts with our people.

We support flexible working and pride ourselves in fostering a culture that is inclusive, diverse and collaborative. We are proud to be certified as a 2025 Great Place to Work for a fifth consecutive year, recognised on the 2023 AFR BOSS Best Places to Work list and listed as one of Australia’s Best Workplaces for Women in 2025.

In line with our commitment to our people, we have a comprehensive array of benefits available to our employees:

• Generous leave provisions (e.g. Annual Wellbeing day) & leave purchase opportunities
• 18 weeks paid parental leave for primary care givers
• Thorough induction onboarding program
• Fitness Passport along with other Health & Wellbeing initiatives
• Gender affirmation leave
• Income Protection Insurance
• Community volunteering
• and many more!

Our headquarters is based in Sydney CBD, and we have a national presence across Melbourne, Canberra, Brisbane, Perth and Adelaide.

ELIGIBILITYAustralian Citizenship - To be eligible to apply for this position, applicants must hold Australian Citizenship at the time of application.

Security Clearance - To be eligible to apply for this position, applicants must be able to obtain and maintain a Baseline security clearance.

SOUND LIKE YOU? APPLY!Applications close: 17 May 2026

Interviews will occur in parallel, so please apply ASAP.

Enquiries: Careers@exportfinance.gov.au

To apply, please click ‘apply’ or email your CV to Careers@exportfinance.gov.au

By choosing to apply, you agree to the recruitment privacy policy.

We invite and welcome applications from Aboriginal and Torres Strait Islander people, people from diverse cultural backgrounds, people with disability and members of the LGBTQIA+ community.

If you are a candidate with a disability, let us know how we can provide you with additional support.

ABOUT EXPORT FINANCE AUSTRALIA

Export Finance Australia is Australia’s export credit agency.

We provide finance to support Australian export trade and overseas infrastructure development across the Pacific and Indo-Pacific. Through our loans, bonds and guarantees, we support businesses – from small and medium-sized enterprises (SMEs) to large corporates – foreign governments and infrastructure projects, to take on the world.

Working with banks, other government agencies and our partners, together we are helping drive international success for Australian businesses.

The reason our people join us, stay with us and grow with us is because they wholeheartedly believe in our purpose. They can see the impact we create for our customers.

We are a highly purpose-driven organisation. We seek to create an inclusive culture that values our customers and employees. Our people are expected to champion this and play a key role in achieving those outcomes. In working towards our strategy, our people display our IMPACT leadership behaviours of Frank & Fearless, Dexterous & Agile and Careful & Diligent

For more information about us, please refer to our website.

Applications from recruitment agencies will not be considered on this occasion.