Credit Analyst

Leading, non-bank lender specialising in medical professionals requires a Credit Analyst (residential/home lending) for their Melbourne office.

• Defined pathway to a Broker/Relationship Manager position
• Highly regarded leadership team who will provide first class mentorship
• $90,000 - $100,000k plus super plus bonus (15%); CBD
• Hybrid Working - Two Days WFH
• Perfect role for person who has 1-3 years' experience in banking or broking in credit assessment.The Company:

Our client is a prominent non-bank lender specialising in the medical sector, serving doctors, surgeons, dentists, and medical students across Australia. Renowned as industry leaders, they maintain a strong track record of high performance and employ top talent. They provide a structured training and development program along with clear career progression opportunities for their employees.

The Role:

The role of Credit Analyst predominately involves end to end residential loan administration including deal structure, serviceability and workflow management through to settlement along with management with enquiries and maintenance for the existing client base.

• Taking ownership of each new deal from application stage through to settlement, including workflow management through the credit approval, documentation and settlement processes with support from the Senior Relationship Manager
• Determine client income, loan serviceability, prepare credit submissions and actively manage the deal through the credit approval process (ensuring policy requirements and approval conditions are met)
• Liaise with internal stakeholders (Credit, Operations teams, Client Partner Services) as well as relevant 3rd parties to ensure efficient settlement of each deal
• Answer inbound enquiries and providing exceptional customer service to external/internal clients including regularly updating the client on file progress
• Monitoring ongoing needs of existing client base and work with the Senior Relationship Manager to review and where necessary.
• Ongoing client maintenance and assist with client retention

Requirements:

• Experience in credit or as a Paraplanner
• Be able to assess complex credit files
• Have had minimum 1 year experience in credit assessment
• High level of both verbal and written communication

To apply for this role please submit your resume to Tim Barnard via the Apply Now button below. If you would like to know more about this role please call me directly on 0420 987 266 for a confidential discussion.